UAE: New insurance scheme for blue-collar workers

A new Group Protection Insurance scheme for blue-collar workers in the UAE has been introduced. The scheme, facilitated by the Consulate General of India, was floated by Dubai National Insurance (DNI) and its marketing partner Nexus Insurance Brokers LLC at the Consulate General of India in Dubai. Building upon the Life Protection Plan (LPP) introduced in March 2024, this new Group Protection Insurance scheme aims to enhance financial security for Indian blue-collar workers and other employees in the UAE. Effective from April 1, 2025, the plan offers extensive coverage, including benefits for natural and accidental death, permanent disability, and repatriation expenses. The sum assured under this scheme is AED 35,000 per person, with an affordable annual premium of AED 32.

The initiative reflects the continued commitment of the Consulate General of India to safeguarding the well-being of Indian expatriates in the UAE. Encouraging employers to adopt this measure as part of their labor welfare initiatives, the Consulate seeks to prevent financial distress for the families of Indian workers in the event of their untimely passing.

In another move aimed at empowering Indian expatriates, the Consulate General of India, in collaboration with the Kerala Muslim Cultural Centre (KMCC) and Edapt Learning Technologies, has launched a multilingual online Digital Literacy Programme for Indian workers in Dubai. The initiative, which will be supported by KMCC as part of its corporate social responsibility (CSR) activities, seeks to equip at



least 5,000 workers in its first year with essential digital skills, cyber fraud awareness, and knowledge of emerging technologies such as Artificial Intelligence (AI).

The program consists of an eight-week live online training, enabling participants to interact with instructors in real time. The first four weeks will focus on cybersecurity and fraud prevention, while the latter half will introduce participants to AI and its practical applications. Successful candidates will receive certificates jointly issued by the Consulate General of India in Dubai and Edapt Learning Technologies, enhancing their employability and digital proficiency.The 

Consul General of India in Dubai, Shri Satish Sivan, emphasized the relevance of the program, stating, “The first module will cover basic cyber frauds and cyber security over four weeks. The next four weeks will introduce workers to AI and how they can leverage it. This is just the beginning, and as we assess feedback, we aim to refine and expand the program further. It aligns with our vision to serve the vast Indian community here.”

The latest initiatives reaffirm the Consulate’s commitment to enhancing the lives of Indian workers in Dubai and the Northern Emirates. By addressing financial security and digital literacy, the Consulate continues to pave the way for a more secure and digitally empowered Indian expatriate community in the UAE, which according to the latest figures, stands at 4.3 million